What does a BRRRR calculator show?
It estimates all-in basis, refinance proceeds, cash left in the deal, new debt service, monthly cash flow, and cash-on-cash return after refinance.
BRRRR Calculator (Free, No Sign-Up)
Buy, Rehab, Rent, Refinance, Repeat. Measure cash left in the deal.
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Need a property to test?
Search live ZIP inventory first, then run the best address through this calculator before you call, bid, or spend money on deeper due diligence.
Results
No account. No credit card. Runs in your browser.See how this compares to DealCheck
Capital fully recovered, infinite return
- All-in cost
- $158,000
- Refinance loan amount
- $165,000
- Cash out at refi
- $161,000
- Cash left in deal
- -$3,000
- New monthly payment
- $1,154
- Monthly cash flow
- $146
- Cash-on-cash return
- ∞ (capital recovered)
Free: BRRRR Deal Toolkit
Get the worksheet for purchase price, rehab budget, rent, refinance proceeds, and cash left in the deal.
Worked example
How to check a BRRRR refinance
A BRRRR deal needs enough forced value to repay most of your basis at refinance while the finished rental still pays its own debt.
This example can recover nearly all cash at refinance, but the final answer still depends on rent, operating costs, rate, and appraisal.
Purchase price$110,000
Rehab, closing, and holding$48,000
All-in cost$158,000
Refinance at 75% of $220,000 ARV$165,000
Cash left after refi costsabout $0
BRRRR Calculator FAQs
Is a full cash-out refinance always a good BRRRR deal?
No. Getting cash back is useful only if the stabilized property can still cover debt service, reserves, and operating costs after the refinance.
Should I use ARV or purchase price for BRRRR refinance math?
Use stabilized after-repair value for the refinance check, then compare the loan proceeds against your actual purchase, rehab, closing, holding, and refi costs.
What can break a BRRRR deal?
Low appraisal, higher repair costs, rent below plan, vacancy, insurance spikes, and refinance rates can all leave more cash trapped in the deal than expected.