What does a foreclosure ROI calculator include?
It includes bid price, rehab, back taxes or liens, purchase closing costs, monthly holding costs, holding period, resale value, and selling costs.
Foreclosure ROI Calculator (Free, No Sign-Up)
Project total return on a foreclosure purchase after rehab and resale.
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Need a property to test?
Search live ZIP inventory first, then run the best address through this calculator before you call, bid, or spend money on deeper due diligence.
Results
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Strong return
- Total invested
- $171,400
- Holding costs
- $5,400
- Selling costs
- $18,400
- Net profit
- $40,200
- ROI
- 23.4%
- Annualized ROI
- 46.9%
Worked example
How foreclosure ROI is built
Foreclosure ROI should include the winning bid, repairs, liens, closing costs, holding costs, and resale costs before profit is trusted.
The resale spread is $110,000, but the modeled profit is about $40,200 after the costs that usually decide foreclosure deals.
Winning bid$120,000
Rehab, liens, and purchase costs$46,000
Six months of holding costs$5,400
Selling costs at 8% of $230,000$18,400
Estimated net profit$40,200
Foreclosure ROI Calculator FAQs
Why include back taxes and liens?
Some obligations may survive or affect closing. If they become your responsibility, they reduce profit just like rehab or financing costs.
Is annualized ROI useful for foreclosure flips?
Yes. It helps compare a short project to other uses of capital, but it can look inflated if the timeline estimate is too optimistic.
What should I verify before bidding at foreclosure auction?
Verify title, occupancy, access, redemption or objection rules where applicable, liens, taxes, repair scope, resale comps, and payment deadlines.