A private lender proposal turns your deal into the one page a funder needs: purchase price, rehab budget, after-repair value, loan-to-value, projected ROI, and exit timeline. It also computes your points cost, interest-only monthly payment, and total loan cost over the hold. Enter your numbers and get a clean summary you can hand to a private or hard-money lender, no account, no export fee.
No account. No signup. No credit card, ever.
Buy at $160,000, budget $40,000 for rehab, and request a $180,000 loan against a $280,000 ARV. At 2 points and 12% interest for six months, the model shows a $1,800 interest-only payment, 64.3% LTV, and $65,600 projected profit before final lender, title, and sale terms.
Requested loan
$180,000
Loan-to-value
64.3%
Monthly interest
$1,800
Projected profit
$65,600
No account. No signup. No credit card, ever.
It summarizes the deal terms a private or hard-money lender wants to see: purchase price, rehab budget, ARV, requested loan amount, points, interest-only payment, total loan cost, LTV, projected profit, and ROI.
It covers the same first-pass math for points, interest, loan-to-value, and holding period. You still need the lender's real term sheet before relying on any number.
Use it as a clean first-pass summary, then verify the numbers with your lender, contractor, title company, and attorney before you sign loan documents or put earnest money at risk.