Wholesale to flipper example
ARV is $260,000. The flipper wants to be all-in near 70% of ARV, or $182,000. Rehab is $48,000 and your assignment fee target is $12,000. Your seller MAO starts around $122,000 before any title, lien, or access reserve.
Wholesale MAO Calculator (Free, No Sign-Up)
A wholesale MAO is the highest price you can offer a seller while leaving enough room for the end buyer, your assignment fee, repair risk, and closing friction. Calculate it before making promises to the seller.
Wholesale to landlord example
Market rent is $1,850. The landlord needs enough spread for debt service, repairs, and cash flow after refinance. If their maximum purchase price is $150,000, rehab is $22,000, and your fee is $8,000, your seller MAO starts near $120,000.
FAQ
What is maximum allowable offer in wholesaling?
Maximum allowable offer, or MAO, is the most a wholesaler can pay and still leave enough spread for the end buyer, assignment fee, repairs, costs, and risk. It works backward from the buyer's required number.
Is MAO the same for flippers and landlords?
No. A flipper's MAO usually starts from ARV, repairs, resale costs, and profit. A landlord's MAO often starts from rent, debt service, cash flow, and refinance value.